Checking Accounts

Commercial Checking Account

Earnings based on the account’s investable balance may offset the following charges:

• Maintenance Fee $12.00
• Ledger Entry Debits/Credits $0.15
• Deposit Items $0.10
• Return Item Fee – Chargeback Account $5.00
• Reclear 2nd Process $5.00
• Reject Image Quality $7.00
• Negative Collected Balance – SNB base rate
• Money Service Business Account Charge
  • Tier I = $100
  • Tier II = $25.00

Business Econo Account

• $0.35 per debit.
• If the minimum balance falls below $100 during the statement cycle, a monthly maintenance fee of $5.00 will be assessed.
• Up to 50 checks may be deposited at no charge; any excess of 50 will be charged a deposited item fee of $0.10 each.

Money Market Investment Account

• Earn interest on your collected balance.
• Interest paid monthly.

  Minimum Balance (Average Collected)                  Monthly Fee

  $2,500.00 and above ……………………………………….. n/c
  $0.00 – $2,499.99 …………………………………………….. $5.00

Prime Plus Account

• $10,000.00 minimum to open.
• Earn interest on your collected balance.
• Interest paid monthly.

• Minimum Balance (Average Collected)                  Monthly Fee

  $10,000.00 and above ……………………………………….. n/c
  $0.00 – $9,999.99 ……………………………………………… $10.00

  For current rates call 580-234-5151