Checking Accounts

Commercial Checking Account

Earnings based on the account’s investable balance may offset the following charges:

  • Maintenance Fee $12.00
  • Ledger Entry Debits/Credits $0.15
  • Deposit Items $0.10
  • Return Item Fee - Chargeback Account $5.00
  • Reclear 2nd Process $5.00
  • Reject Image Quality $7.00
  • Money Service Business Account Charge $12.00
  • Negative Collected Balance - SNB base rate

    Business Econo Account

  • $0.35 per debit.
  • If the minimum balance falls below $100 during the statement cycle, a monthly maintenance fee of $5.00 will be assessed.
  • Up to 50 checks may be deposited at no charge; any excess of 50 will be charged a deposited item fee of $0.10 each.

    • Money Market Investment Account

  • Earn interest on your collected balance.
  • Interest paid monthly.
  • Limited to six (6) Pre-Authorized withdrawals.
  • If withdrawals exceed the limit, there will be a $5.00 charge per
    debit transaction.
  • If excessive withdrawals occur on more than an occasional basis,
    the account may be closed or changed to a different plan.

    Minimum Balance (Average Collected)                  Monthly Fee

    $2,500.00 and above ……………………………………….. n/c
    $0.00 - $2,499.99 …………………………………………….. $5.00

    Prime Plus Account

  • $10,000.00 minimum to open.
  • Earn interest on your collected balance.
  • Interest paid monthly.
  • Limited to six (6) Pre-Authorized withdrawals.
  • If withdrawals exceed the limit, there will be a $5.00 charge per debit transaction.
  • If excessive withdrawals occur on more than an occasional basis, the account may be closed or changed to a different plan.

    Minimum Balance (Average Collected)                  Monthly Fee

    $10,000.00 and above ……………………………………….. n/c
    $0.00 - $9,999.99 ……………………………………………... $10.00

    For current rates call 580-234-5151

    • Mobile Banking

    Check account balances, transfer funds, view recent transactions or images and much more from the convenience of your mobile phone or web based device.

    Products & Services

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