Security National Bank offers a wide variety of personal checking
accounts with something to fit everyone's needs.
Our accounts range from Econo Checking to Club Accounts to several
different types of interest bearing accounts. Contact a customer
service representative for current rates and complete disclosures
on any of the following accounts.
HERITAGE ACCOUNTS
- For a fixed monthly fee, Heritage accounts provide unlimited
check writing privileges, VISA debit cards, free personalized
checks, and a variety of other services. Contact a customer service
representative for more information.
HERITAGE CHECKING
- For a monthly service charge of only $9.00, Heritage checks
and services will be provided at no extra charge.
- The ATM monthly debit card fee will be waived. Transactions
at SNB or SCS ATMs will be at no charge; other ATM withdrawals
will receive a $1.00 debit card service charge. Surcharges by
other institutions will not be waived.
HERITAGE WITH INTEREST
- Earn interest on your collected balance.
- Tiered interest paid monthly.
- Interest will be accrued daily.
- For a monthly service charge of only $9.00, Heritage checks
and services will be provided at no extra charge.
- If the minimum balance falls below $2,500, an additional maintenance
fee of $5.00 will be assessed.
- The ATM monthly debit card fee will be waived. Transactions
at SNB or SCS ATMs will be at no charge; other ATM withdrawals
will receive a $1.00 debit card service charge. Surcharges by
other institutions will not be waived.
HERITAGE GOLD CHECKING (For customers 50
years or over)
- Includes the same features as the Heritage Account for only
$5.00 per month.
HERITAGE GOLD WITH INTEREST (For customers
50 years or over)
- Includes all of the same features as the Heritage With Interest
Account for only $5.00 per month
REGULAR CHECKING
- Minimum To Open - $100.00
- Minimum Balance Monthly Charge
- $500 & Above No Charge
- $400.00-$499.99 $4.00
- $300.00-$399.99 $5.00
- $0 - $299.99 $6.00
ECONO CHECKING
- Minimum To Open - $100.00
- $0.35 per debit, plus:
- Minimum Balance Monthly Charge
- $100.00 & above No Charge
- $0.00-$99.99 $3.00
FREE CHECKING
- Minimum To Open - $0.00
- No transaction limitations
- Debit Card provided with no monthly fee (if qualified)
- Style, quantity and costs of checks, deposit slips and withdrawals
will vary
- $1.50 for a copy of each check
- $5.00 for a copy of each statement with images
- Statements will be sent without cancelled checks or images
NOW ACCOUNT
- Earn interest on your collected balance
- Interest paid monthly
- Minimum To Open - $100.00
- Minimum Balance Monthly Charge
- $1,200.00 & Above No Charge
- $0.00-$1,199.99 $5.00 + .25/debit
SUPER NOW
- Earn interest on your collected balance
- Interest paid monthly
- Minimum To Open - $100.00
- Minimum Balance Monthly Charge (Based on Average Collected
Balance)
- $2.500.00 and Above No Charge
- $0.00-$2,499.99 $7.50 + .25/debit
MONEY MARKET INVESTMENT ACCOUNT
- Minimum To Open - $100.00
- Earn interest on your collected balance.
- Interest paid monthly.
Minimum Balance Monthly Charge (Based on Average Collected Balance)
- $2,500.00 and above n/c
- $0.00 - $2,499.99 $5.00
Limited to six (6) Pre-Authorized withdrawals, of which no more
than 3 may be by check.
If withdrawals exceed the limit, there will be a $5.00 charge per
check or transfer.
If excessive withdrawals occur on more than an occasional basis,
the account may be closed or changed to a different plan.
PRIME PLUS ACCOUNT
- Minimum To Open - $10,000.00
- Earn interest on your collected balance.
- Interest paid monthly.
- Variable interest rate paid based upon the following tiered
balances:
- $0 - $9,999.99 .50% APY
- $10,000.00 + up 91-day Treasury Bill rate at auction*
* Rate will be changed the first of every month, using the
average of the 91-day Treasury Bill rates of the previous
month.
Call 234-5151 for current rates.
Minimum Balance Monthly Charge
(Based on Average Collected Balance)
-
$10,000.00 and above n/c
-
$0.00 - $9,999.99 $10.00
Limited to six (6) Pre-Authorized withdrawals, of which
no more than 3 may be by check.
If withdrawals exceed the limit, there will be a $5.00 charge
per check or transfer.
If excessive withdrawals occur on more than an occasional
basis, the account may be closed or changed to a different
plan