Security National Bank offers a wide variety of personal checking accounts with something to fit everyone's needs.
Our accounts range from Econo Checking to Club Accounts to several different types of interest bearing accounts. Contact a customer service representative for current rates and complete disclosures on any of the following accounts.

 

HERITAGE ACCOUNTS
  • For a fixed monthly fee, Heritage accounts provide unlimited check writing privileges, VISA debit cards, free personalized checks, and a variety of other services. Contact a customer service representative for more information.

HERITAGE CHECKING

  • For a monthly service charge of only $9.00, Heritage checks and services will be provided at no extra charge.
  • The ATM monthly debit card fee will be waived. Transactions at SNB or SCS ATMs will be at no charge; other ATM withdrawals will receive a $1.00 debit card service charge. Surcharges by other institutions will not be waived.

HERITAGE WITH INTEREST

  • Earn interest on your collected balance.
  • Tiered interest paid monthly.
  • Interest will be accrued daily.
  • For a monthly service charge of only $9.00, Heritage checks and services will be provided at no extra charge.
  • If the minimum balance falls below $2,500, an additional maintenance fee of $5.00 will be assessed.
  • The ATM monthly debit card fee will be waived. Transactions at SNB or SCS ATMs will be at no charge; other ATM withdrawals will receive a $1.00 debit card service charge. Surcharges by other institutions will not be waived.

HERITAGE GOLD CHECKING (For customers 50 years or over)

  • Includes the same features as the Heritage Account for only $5.00 per month.

HERITAGE GOLD WITH INTEREST (For customers 50 years or over)

  • Includes all of the same features as the Heritage With Interest Account for only $5.00 per month

REGULAR CHECKING

  • Minimum To Open - $100.00
  • Minimum Balance Monthly Charge
    • $500 & Above No Charge
    • $400.00-$499.99 $4.00
    • $300.00-$399.99 $5.00
    • $0 - $299.99 $6.00

ECONO CHECKING

  • Minimum To Open - $100.00
  • $0.35 per debit, plus:
    • Minimum Balance Monthly Charge
    • $100.00 & above No Charge
    • $0.00-$99.99 $3.00

FREE CHECKING

  • Minimum To Open - $0.00
  • No transaction limitations
  • Debit Card provided with no monthly fee (if qualified)
  • Style, quantity and costs of checks, deposit slips and withdrawals will vary
  • $1.50 for a copy of each check
  • $5.00 for a copy of each statement with images
  • Statements will be sent without cancelled checks or images

NOW ACCOUNT

  • Earn interest on your collected balance
  • Interest paid monthly
  • Minimum To Open - $100.00
    • Minimum Balance Monthly Charge
    • $1,200.00 & Above No Charge
    • $0.00-$1,199.99 $5.00 + .25/debit

SUPER NOW

  • Earn interest on your collected balance
  • Interest paid monthly
  • Minimum To Open - $100.00
    • Minimum Balance Monthly Charge (Based on Average Collected Balance)
    • $2.500.00 and Above No Charge
    • $0.00-$2,499.99 $7.50 + .25/debit

MONEY MARKET INVESTMENT ACCOUNT

  • Minimum To Open - $100.00
  • Earn interest on your collected balance.
  • Interest paid monthly.
    Minimum Balance Monthly Charge (Based on Average Collected Balance)
    • $2,500.00 and above n/c
    • $0.00 - $2,499.99 $5.00

Limited to six (6) Pre-Authorized withdrawals, of which no more than 3 may be by check.

If withdrawals exceed the limit, there will be a $5.00 charge per check or transfer.
If excessive withdrawals occur on more than an occasional basis, the account may be closed or changed to a different plan.

PRIME PLUS ACCOUNT

  • Minimum To Open - $10,000.00
  • Earn interest on your collected balance.
  • Interest paid monthly.
  • Variable interest rate paid based upon the following tiered balances:
    • $0 - $9,999.99 .50% APY
    • $10,000.00 + up 91-day Treasury Bill rate at auction*
      * Rate will be changed the first of every month, using the average of the 91-day Treasury Bill rates of the previous month.

      Call 234-5151 for current rates.

      Minimum Balance Monthly Charge
      (Based on Average Collected Balance)

    • $10,000.00 and above n/c

    • $0.00 - $9,999.99 $10.00

      Limited to six (6) Pre-Authorized withdrawals, of which no more than 3 may be by check.

      If withdrawals exceed the limit, there will be a $5.00 charge per check or transfer.

      If excessive withdrawals occur on more than an occasional basis, the account may be closed or changed to a different plan