Overdraft Privilege Benefits:

  • Avoid High Charges for Returned Checks to Merchants
  • New Flexibility in Managing Accounts
  • Payment of Overdrafts up to $1,000 ($500 on Free Checking Accounts)

Have you ever..

  • Made an honest mistake in your checkbook?
  • Found yourself "a little short"?
  • Had unusual or unforeseen expenses at just the wrong time?

Relax..You deserve consideration!

Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts.

We will charge our normal non-sufficient funds or overdraft charge, as set forth in our fee schedules, for each item that would create an overdraft on your account. Of course, we are not promising to pay your overdrafts, not all accounts are eligible, and some restrictions do apply (See the Overdraft Privilege Service Description Policy available at any SNB location).