SNB has the home loan for you..

  • First-time home buyers
  • Families relocating to our area
  • Families on the move locally

Security National Bank knows that buying your home is one of the most important financial decisions you will make in your lifetime. That is why we take the time to give your mortgage application the personal attention it deserves.

Find the home you want then let us help you find the right mortgage. No matter what kind of home you’re looking for, look to us for financing.

Mortgage Pre-Qualification

We help you take the mystery out of buying a home by letting you know just how much you might qualify for. Our home mortgage loan officer will review your employment status and credit history. This free service will help you identify your ideal price range and could save you valuable time in negotiating a sales price.

Financing Options

Security National Bank offers a variety of home financing options. We offer competitive rates and flexible terms. Our lenders will help you find the most practical, affordable plan to get you into the home you want.

Conventional Loans

  • Long-Term Fixed-Rate Mortgages
    Offers the security of interest and principal payments that remain constant, with extra leverage of smaller payments over a longer period of time.
  • Short-Term Fixed-Rate Mortgages
    The shorter term significantly reduces the amount of interest paid over the life of the loan and accelerates the building of equity in your home.
  • Adjustable-Rate Mortgages
    These loans offer a low initial interest rate and smaller starting monthly payments than fixed rate mortgages. We have several options to choose from in adjustable rate mortgages.

FHA/VA Loans

Available to qualified buyers. FHA loans offer lower down payments while VA loans can provide up to 100% financing.

Mortgage Refinancing

Let our loan officers take a look at your current financing to see if refinancing is a good option for you. You may be able to save money and lower your monthly payments.

If you are looking to purchase a home or refinance your current home, we’re here to help. We invite you to talk to us about your mortgage needs. For current rates, application, or for more details, stop by our home mortgage loan department, call 580-234-5151 or E-mail us at Loans@SNBEnid.com

The Loan Approval Process... How you Can Get Your Loan Approved Faster!

The Team Players in the Approval Process:

You — How quickly your loan is approved begins with the role you play right from the start. Your most important job is to supply all requested information as quickly and thoroughly as possible.

Your Mortgage Loan Officer — The mortgage loan officer works with you to understand your financial requirements and helps you select the mortgage terms that are right for you. The mortgage loan officer also follows your application through the loan approval process so that everything goes smoothly.

Your Loan Processor — This is your primary contact after your application is taken. The loan processor gathers all the information needed to approve your loan. To accomplish this, the loan processor works with appraisers and credit reporting agencies. The loan processor also keeps you updated throughout the loan process.

Home Financing Calculators:

Should I refinance my home mortgage?
What would my payments be for a fixed rate loan?
What would my payments be for an adjustable rate loan?
What would my payments be for a balloon loan?
Should I rent my home or buy?
Which loan is better, Fixed or Adjustable?
What would I save if I make extra payments?
How much house can I qualify for?
How much house can I afford?
Advanced mortgage calculator.