IRAs…Take advantage of tax savings
and plan for financial security.
- Traditional IRAs
- Roth IRAs
- Simplified Employer Pension Plans
Certificate of Deposits... Offer the safety
of FDIC insurance and a guaranteed interest rate.
IRAs…Take advantage of tax savings
and plan for financial security with a Security National Bank Individual
Retirement Account.
- Traditional IRAs offer tax-deductible savings for retirement
and earn tax-deferred interest.
- Roth IRAs are not tax-deductible when opened, but both earnings
and principal are tax-free when distributed.
- Simplified Employer Pension Plans encourage you to develop a
very simple retirement plan for your company. Your company may
contribute up to 15 percent of each employee’s total compensation
up to a maximum of $30,000.00 per employee. SEP plan contributions
are even permitted for small businesses whose owner is the only
employee. Each employee’s retirement account grows tax deferred.
- Minimum opening deposit is $100.00.
- Interest compounds daily and pays quarterly.
- No set-up or annual fees.
- IRA instruments are FDIC insured and subject to penalty for
early withdrawal.
Complete account disclosures, with current annual percentage yield
information, are available upon request. For additional information,
please contact a New Accounts Representative at 580-234-5151 or
email.
Certificate of Deposits offer the safety
of FDIC insurance and a guaranteed interest rate. Security National
Bank offers a variety of certificates to meet your maturity and
yield needs.
- Certificates can be titled for individual, joint, in-trust-for,
estate, or payable-on-death ownership.
- Simple interest is paid on 365/366 day basis annually or at
maturity or it may be compounded on a quarterly, semi-annual,
or annual basis.
- The balance on which interest is computed for your account is
determined by the daily balance method.
- Interest accrues daily and pays monthly.
- Interest will be credited to the principal of your certificate
monthly, unless you request a monthly deposit to an SNB checking
or savings account.
- CD’s are FDIC insured and subject to penalty for early
withdrawal.
- There are no set-up or annual fees.
Complete account disclosures, with current annual percentage yield
information, are available upon request. For additional information,
please contact a New Accounts Representative at 580-234-5151 or
email us at customerservice@SNBEnid.com
Retirement Calculators:
Roth
IRA comparison calculator.
IRA
calculator.
Roth
IRA calculator.
IRA
deposit calculator.
Roth
IRA deposit calculator.
Spending
calculator.
How
long would I be able to make withdrawals?
What
interest rate would I need?
How
much money would I need to start with?
How
much money could I withdraw each month?
Investment Calculators:
Investment
analysis calculator.
How
can I save a million dollars?
Investment
yield calculator.
Present
value calculator.
Future
value calculator.
Simple
savings goal calculator.
How
much money could I save?
What
interest rate would I need?
How
much money would I need to start with?
How
much would I need to save each month?
You should be aware that e-mail is not
a secure channel of communication. Please do not use e-mail to send
us sensitive information such as account numbers, PIN numbers, passwords
or personal identification information.